Privacy Policy

AADIJAGANNATH FINTECH PRIVATE LIMITEDis committed to protecting the  privacy and confidentiality of its users, merchants, partners, and customers. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your information when you use our website, applications, APIs, and financial technology services.

By accessing or using our services, you agree to the terms of this Privacy Policy.

We may collect the following types of information:

• Name, date of birth, gender
   
• Mobile number, email address
   
• Address and identity details
   
• KYC documents such as Aadhaar, PAN, Voter ID, Passport (as applicable)
   
• Bank account and payment details
   

• Company name, registration details
   
• GST, CIN, partnership or incorporation documents
   
• Bank account and settlement details
   

• IP address, device details, browser type
   
• Log data, transaction logs, API usage data
   
• Cookies and tracking technologies
   

We collect and use your information for the following purposes:

• User and merchant onboarding and verification (KYC/AML)
   
• Processing payments, settlements, and transactions
   
• Providing Pay-In, Pay-Out, AEPS, DMT, BBPS, and API services
   
• Fraud prevention, risk management, and security monitoring
   
• Regulatory compliance with RBI, banks, and government authorities
   
• Customer support, communication, and service improvement
   
• Legal, audit, and dispute resolution purposes
   

We do not sell or rent your personal information. Information may be shared only with:

• Partner banks, payment gateways, and financial institutions
   
• Regulatory bodies, law enforcement, or government agencies when required by law
   
• Technology service providers strictly for service delivery
   
• Auditors, compliance officers, and legal advisors
   

All third parties are bound by confidentiality and data protection obligations.

We implement industry-standard security measures including:

• Secure servers and encrypted data transmission
   
• Restricted access controls
   
• Regular security audits and monitoring
   
• Compliance with applicable data protection laws
   

Despite best efforts, no system is completely secure. Users are advised to safeguard their credentials.

We retain personal and transaction data only for as long as required:

• To fulfill business and legal obligations
   
• To comply with RBI, banking, tax, and AML regulations
   
• To resolve disputes and enforce agreements
   

Our website may use cookies to enhance user experience, analyze traffic, and improve services. You may disable cookies through your browser settings, but some features may not function properly.

You have the right to:

• Access your personal data
   
• Request correction or update of inaccurate information
   
• Withdraw consent (subject to legal and regulatory requirements)
   
• Request deletion of data where applicable
   

Requests can be made by contacting us using the details below.

Our website or services may contain links to third-party websites. We are not responsible for their privacy practices or content.

Our services are not intended for individuals below 18 years of age. We do not knowingly collect data from minors.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.